bmw smart insurance

bmw smart insurance

bmw smart insurance

 

BEST ANSWER: Try this site where you can compare quotes:COVERAGEQUOTES.NET

 

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What is the annual cost of health insurance for employer?

I am a new small business owner with 3 employees at the moment. I was wondering what the annual or monthly cost for health insurance is for an employer. I'm not looking for an in depth analysis, just trying to figure things out in my head and I have not even a clue what it cost.

 

 

Any advice to offer on car insurance?

Do you have any advice to offer on buying insurance on my very first car for a first-time driver? Any advice at all? Any recommendations, anything to avoid, etc.?

 

 

Would my insurance company consider a Datsun 280zx to be a sports car?

I'm looking to find a cheap car and I was looking through craigslist and found this Datsun. I'm only in high school though and my parents say I will have to pay for everything including insurance. As you can imagine I want to try and keep the insurance cost as low as possible but I also want to have a car that has some personality to it (no old people cars like crown vics or buicks). I don't know much about cars so I was wondering what else should I check out before I buy anything and it's too late.

 

 

My teeth are breaking.ineed to find a dentist that will help me with no insurance?

roots are in my gums.bad breath

 

 

Car insurance question?

So I was in a car accident recently, pretty minor, but the damage to my car exceed the value of my car by A LOT Damage total $2500. Car 91 integra, not worth 2500 anymore. The damage to the front end is a lot of cosmetic, but there is also frame damage, ac compressor broken, head lamp broken, and bald spots on the tires from me breaking so fast. First question in an accident were the at party person assumes responsibility of the car and both parties decide to not go through insurance both parties have to come to an agreeable amount right? Seems right, right. Second- If the party not at fault is not happy with the agreed amount and decided to go through insurance instead, but the damage exceeds the value of the victims car, is the responsible parties insurance going to pay out the amount of the damage done, I got 4 estimates or it the insurance going to pay only the value of the car and salvage my title? Second, can the responsible party pay out the amount that is agreed upon and then expect to get the victims (my) car in return? Or is his considered extortion? Cause there is no f-in way I the person who is not responsible for the accident can find a reliable car for 1500 bucks, but could part out, or retire my car, sell my car and get more plus the 1500 she agreed upon. I am afraid that if insurance is involved they are going to total my car out thus costy me hundreds more, then it will be worth nothing and I would not be able to retire it and get money from that or even sell it. Lastly, this person has no right to ask me for my car right, she caused the accident and is responsible for paying for that damage that she cause one way or another. Please help me figure this out.

 

 

Buying car insurance?

Do you have to buy car insurance before you get a car from a dealership? Can you drive home and then get the insurance when you're home? Does the dealer provides temporary insurance?

 

 

Insurance Agency Tax Help 1120S?

I own an insurance agency. I have a seperate checking account for insurance premium funds. When we collect a insurance premium payment from a customer, the funds are deposited into this account and then we send our agency check to the insurance company. How are these funds treated on form 1120S?

 

 

Insurance for senior parents?

I'm considering enlisting in the military. One of the benifits I will recieve is life insurance at an affordable cost. I can get a joint policy with my 2 senior parents (who are currently uninsured) given that they are my dependents. In order for them to qualify, my parent's AGI has to be less than $3200. My father is a licensed chauffer (cab driver) and my mother retired early, and is recieving SS benifits. Will the annual SS amount disqualify her? My father does not file for taxes, and currently owes for not filing. (cabbies don't deduct taxes, they make what they make, I guess) My question is, will this be a stretch to try to get them insured via my military benifits, considering their situations?

 

 

How do I get medical insurance?

I am 20 years old and I need medical and dental insurance. I have tried medicade but I am to old and I don't have children. please help!!

 

 

50cc motorcycle insurance?

I have a 1982 honda mb5 street bike. Its 50cc and has a 5 speed gearbox. I live in indiana and i want to get my motorcycles endorsment but it requires that i have insurance for the bike. How much would that be?

 

 

Car Insurance?

What's the cheapest car insurance company out there for people with 1 years no claim?

 

 

What is the best dental insurance for a family in California?

What is the best dental insurance for a family in California?

 

 

Will insurance cover a new transmission or total my car?

My dad's 2001 Toyota 4Runner recently broke down and the mechanic said it was b/c water got into the transmission and that we would need a new one. We talked to Geico and they said they would cover the transmission cost plus the cost of some converter thing (both got damaged b/c of weather). But now Geico is saying that if the price goes over $1000 they're just going to total the car. The mechanic said it'll be around $5000 and the adjuster hasn't seen the car yet (he'll try today or on Monday), so do you guys think that Geico will definitely total the car? When we first talked to them they said they would cover everything and I'm guessing they know the cost of a new transmission, so I don't understand why they won't cover it anymore.

 

 

Cheap Auto Insurance (Liability)?

I need to register my tags which has expired. I know I need to be insured before doing so. I am looking for an Insurance company whom would insure me today with all proper documentation (today) . Does anyone know of such a company with affordabile rates? Ex: $45.00 or less monthly. I live in Georgia outside Atlanta.

 

 

A question regarding health insurance for couples?

me and my girlfriend have been dating for two years now. i plan on proposing to her this spring, but we can't afford a wedding yet. i was wondering if me and her could get an affordable health insurance, or would we need to get married to do that? i was also thinking, that if we would have to prove marital status, that we could marry at a court house, then eventually i'd propose and have a formal wedding in the future. what do most couples do in this situation, when finding good health insurance? we're healthy, no illnesses and the only prescription my girlfriend has is for her birth control. i also plan to start my own business, so getting our own insurance would be essential. thanks!

 

 

Car shopping, when do I get the insurance?

Im looking for cars, and I currently dont have full coverage, which I will need once I get a car I have to finance. Since I dont know if Im going to get the car Im going to look at I'm obviously not going to get the insurance for it before I leave my house! My bf said to call an insurance company and give them the info and get a quote, then if I get the car I can call the insurance co from the dealership and complete it. But I may look at several cars, so I dont know how this works. I thought it would be best to buy the car, go home and take car of the insurance thing and just go pick up the car the next day. Is that nuts?

 

 

Can my car get repossessed for lapse of insurance?

Okay so short and sweet my loan company called and says my insurance lapsed now is this a problem by means can they come get the car like in the same fashion as if I were not paying on it? But can they still get it even if I am making the right payments on time? Also if I fax them my insurance card showing I have the card with proof of the insurance til may will they take that as a form or do they need to contact the company directly?

 

 

Is there anyone who insures motorcycles just for theft? dont need other coverage...?

Hey I have my 08 r6 being insured for 166 every 6 months but it doesnt cover theft. I got various quotes and nobody will do theft without doing full coverage. the difference is literally 10 times the cost. They want $320 a year without but with full coverage (aka theft) it is $3200 which is absolutely ridiculous. I was wondering if there was any insurance agencies out there who offer bike insurance (being only theft insurance)

 

 

Do I have to have insurance to get my car put in my name?

I have been living away from home so my parents want to put my car in my name. My mother keeps telling me that I must have insurance in my name in order to change it. Oh and I live in Alabama if that helps with anything. She just informed me this past week and all my monthly bills are due so I won't exactly have the money to do so.. get my drift? Any answers will be helpful!!!! Thanks!

 

 

Questiong regarding motorcycle insurance?

I was wondering since im 19 years old how much insurance would be? i have 0 tickets and 0 wrecks. Is it possible to get insurance for like a summer then stop paying it for the winter time when i wont be riding it?

 

 

Can I let somone drive my car who doesn't have insurance? [Ontario]?

So the law says you can let somone drive your car if they have a license. If they get into an accident the charges are on my insurance. Make sure that if you are loaning your car to someone else that you first verify their license or you may be without a car for 7 days while it is in impound. Ref: http://find-a-driving-school.ca/10-ontar But law also states that if you are driving you must have insurance ... right? So for example... can I let my bro drive my car even though he has his G2 and is not insured. What are the consequences? Thanks!

 

 

What can I do when I was caught speeding with my friend's car which doesn't have insurance?

Yesterday, I was pulled over by a cop for driving too fast. It's my friend's car, and he has not bought any insurance for the car yet. I did not know this when I was speeding. ...show more

 

 

Is it possible to get Car Insurance for a 17 Year Old Boy under 2000!?

Looking on GoCompare I can not find car insurance for less than 2K anywhere! Does anyone have any suggestions I can afford to pay 150 a month, not cheap but it's realistic. I found a company called Young Marmalade who can do it for that, but they also have restrictions which I could do without! Any help and suggestions would be appreciated :/

 

 

High insurance rates for old luxury cars?

I'm looking to buy my first car and have my eyes and this cheap old BMW (1997-2002 don't know the exact year). Would the insurance cost me more than it would for other car brands like Toyota or Honda from similar years?

 

 

How much is AAA insurance?

Well my dad has been a member of AAA for 10 to 17 years now and i wonder how much it would be if he added me on the policy right now since i only have a permit and im going to be 16 in august, and when i get my license, how much would it be to get the coverage for my car?

 

bmw smart insurance

bmw smart insurance

 

I just hit a car. how much will the damage cost?

I was driving out of a parking garage and took a turn too tight and my door scraped a parked car's bumper. it scraped the paint on the left side of their bumper-about the size of a football. it looks like it can be buffed out. but on the top of the scraped part there is a broken part about the length of my forearm-not broken exactly, it is a length of spiderweb-cracks in the plastic. The car is a small black one but i dont know the make. i left a note in their windshield with my number on it. i want to pay for the damage myself so my insurance doesnt go up. does anyone have an estimate on how much this will cost?

 

 

Whats the cheapest car with cheap insurance?

im looking for when i pass my driving test a cheap car for about 1000 that will have cheap insurance i just want like a make and model

 

 

Medicaid pays 100% but does insurance?

People who don't qualify for medicaid has to have regular insurance . A lot of those who don't qualify for medicaid can be determined by just a few dollars as they have a cut off limit. If they have to buy insurance wouldn't they have to pay the difference between the ins pay and balance? If one does not get insurance then there is a fine from your taxes. Is all this correct? Does the fine go towards an insurance premium if they pass the new health care law? Sorry for so many questions. Just trying to understand this a bit.

 

 

How much would it cost to be put on my dad's insurance?

I have a provisional license and i'd like to know how much it would cost my dad to put me on his insurance???? and please don't give me any links to confused.com i tried it doesn't help me and don't tell me to ring the insurance company because i'm going to today.... I was hoping you could just give me an estimate like... how much a month? or whatever.... thanks in advance

 

 

Do i need to be a full time student to be covered for medical insurance?

i've always been told that i need to have at least 12 credit hours a semester in order to be covered for health insurance. with the new obama health care is this still true since most 23-26 year olds do not attend school anymore?

 

 

Cheapest car to insure for a 21year old?

hey let me firstly tell you all my situation.....im 21 years old, a new driver only having just got my licence looking to buy and insure my first car. i wanted to buy a 1999 peugeot 206 1.1 which costs 700 but the insurance is almost 3000 which i just cant afford? can anyone think of any other half decent cars that arnt too expensive and also cheap to insure? they must be really safe cars though as i have a young child. im in full time employment, live in a safe neighbourhood, the car would be parked in a locked carpark overnight and im only really looking for third party insurance. please help!!!!!

 

 

Pregnant with no insurance?

I recently moved and I no longer have health insurance. I am 33 weeks pregnant. I do not qualify for Medicaid. are there any other inexpensive options? I am currently working part time but I won't be working for much longer.

 

 

Where can i purchase insurance online?

Hello, im 23 and i would like to purchase non owner car insurance, because i always travel and rent car. So where can i find one online? Thanks

 

 

Where can I get Really Cheap Auto insurance?

I am a student, on a really tight budget. I have to get insurance, have not so good credit and a couple of speeding tickets. Other than that have a clean record. I just need something cheap, very cheap. I am a safe driver and only use my car to drive to school. thanks fr your help

 

 

In California, do you have to have insurance on your boat?

ive never had insurance on my boat before,,,

 

 

Auto insurance rate suddenly increasing by $140+?

1. I am under 21 2. The car I am driving is 2008 HONDA CIVIC 3. I go to college, my GPA lower than 3.0 4. Comprehensive / collision $500 Deductible / Basic policy overall 5. **Here is the major thing. I got a 3 point ticket (illegal u-turn) last February. BUT THIS IS BEFORE I PURCHASED THIS INSURANCE. For the first month, I paid for $190. Saying that this will go down as I turn 21 this December. The projected 6 month premium was $950. For the second month now, the total amount went up to $330. I asked the agent what the hell happened and he said the insurance company didn't spot my violation record at first. And this caused my insurance rate to go up by $80. Even so, still it's tooooo much! for the car I am driving . . . If it's BMW or something better, I would understand! Please, any advice on this one?

 

 

Insurance after admitting responsibility car crash?

i have admitted responsibility at the scene when i crashed my car into someone elses. i have since found out that it will make my insurance go up horrendously. yikes!! how much is my insurance likely to go up? im worried

 

 

How much do you pay a month for your health insurance?

Is it a PPO? What company are you with? I haven't had health insurance for most of my life and am now shopping around. I have a very bad attitide about doctors and insurance... :) Oh, well. I just got a quote from Aetna-basic $187 a month-you have to spend 5K before the hospitalization kicks in and I can't remember the copay. And plan to get a quote from Anthem Blue Cross and, also, Blue Shield of California (2 separate companies here.) Ugghh! Any advice would be appreciated. If I'm going to go the effort to get insurance I don't want some fly by night whatever, but I am really so ignorant of this stuff. Thanks for any input.

 

 

What kind of cars cost the least amount of money to insure?

I am a teenage driver and I am looking to get my first car. What kind of cars have lower insurance rates, and are still reliable? I plan on getting a used car from around 2006-2008.

 

 

Does insurance go with the driver?

If I have insurance on my car does that mean I can drive another car using that same policy without adjusting if its an temporary thing?

 

 

Can i borrow from my life insurance policy?

Can i borrow from my life insurance policy?

 

 

How much is car insurance in NYC monthly ?

I'm 21 and i'll be getting a car in 3 months, I would like to know how much is car insurance in nyc monthly

 

 

On friday 4/25 my 03 Tahoe was stolen in front of my house it was recovered the following day 4/26 about 9pm?

it was about 2:30am when the vehicle was stolen, the police was called and they came out to the scene. they gave me a file number. Later in the a.m i called the Insurance and reported the auto theft i gave all the current information my statement was being recorded. The insurance inspector came out to inspect the vehicle on Tuesday theyre were alot of damage inside out. He said it was about $4,000.00 worth of damage. It maybe was going to be total loss. I went ahead and called the adjustor to follow up on the inspection he then said he gave my claim to a investigator for further review. I mention to him that my vehicle is at my house when it should be in the tow yard, that it seems they are lacking holding off in helping me with this situation. He was rude and continue to tell me to wait for a phone call. Today 5/2/2014 a claim investigator called me stating that it was a coincidence that i worked for a auto body shop and my vehicle being stolen recently. I got really upset i told her me working at a shop doesnt have nothing to do with my car being stolen. I told her I was going to seek help thru a lawyer and hanged up the phone. Has anyone been a similar situation? I live in the state of California and have Infinity Insuracne Both my cars are full cover and both are paid off.

 

 

Do I need to use an insurance broker to buy business insurance?

I run a small independent shop, and require business insurance. Does anyone offer this direct like household and motor, or do I have to use a specialist broker?

 

 

Can i ask my insurance company if my rate will go up before i decide to have them cover it?

Recently my windshield was smashed and I dont want to have my insurance cover the replacement if my rates are going to go up. Can i just call them and ask or is that just a stupid question?

 

 

Car Rental Insurance?

What happens if you rent a car and decline any coverage? I was told that if you were involed in an accident you would have to make a claim with your own insurance company. What if you don't own a car and thus don't have an insurance company? Are there limits to the amount of responsibility of the renter? I mean if the car is totaled does the renter really have to replace the entire cost of the car out of his pocket as well as damage to the other car and injury to it's occupants? I know i'm not alone in declining insurance. But if I got into an accident I always assumed I would just be responsible for a deductable and not the total amout of damage to the cars and injuries. Serious answers only. I really don't need to hear yes, you need insurance or you're screwed That tells me nothing.

 

 

About how much would insurance cost for a 2012 chevy volt for one year?

I need to know about how much it would cost for one year of insurance for a 2012 Chevy volt. This is for my drivers ed class, and if you could tell me what insurance company you are getting your answer from.

 

 

How much homeowner's insurance do I need?

I am purchasing a peice of property and a modular home that is not new, it is maybe 10 years old. I am doing the whole owner finance/contract for deed deal so I am having to pay 120,000 for the place. I think it is worth less. But hey, that is what bad credit gets you. Anyway he said I would have to buy homeowners insurance and I asked how much and he said 120,000. This home itself without the land especially is not where near worth 120,000!!!! Why would I need that much? And if something happened to home would it be right for insurance company to pay 120,000 for a 10 year old modular home. May be even a little older for all I know but it is not 120,000!!!! What is the minumum that I should get? I don't have much money and never had homeowner's insurance.

 

 

In the state of New Jersey,how long does it take to get caught driving with no car insurance?

My insurance lapse a month ago today.I am waiting on my workers comp settlement from a job related injury.Is there a way that cops can detect that my insurance has lapsed other than an accident?I have and legit insurance card till June,and registration.Can they suspend my registration?if so is there a warning?I will try to stay off the road till next month but i need to make my Dr.appointments etc.

 

 

How much will my car insurance cost?

I'm a 16 year old female in Connecticut with a GPA over 3.5 and only a's and b's. I also took the drivers ed course and I will be driving a 2008 jeep grand Cherokee.

 

bmw smart insurance

bmw smart insurance

 

Do judges call in to verify your car insurance?

I was just curious if you are sent to court for driving without proof of insurance if the judge in court calls into the insurance to verify it. If it helps I live in Illinois. Just curious I'm trying to prove something to a friend.

 

 

Auto insurance in California?

I bought a car in Aug 09. It's under my dads name for cheaper insurance purpose. But I never really got to the insurance part and have been driving w/out it. I just got a letter in the mail from the DMV saying my registration is suspended because I haven't provided financial proof... So I went earlier... and if my dad were to add the car and list me as a 2nd driver on my car, I would pay too much :| So the question here is... if my dad were to add the car and not list me as a 2nd driver, will I be covered? I really don't give a crap if it's fraud or not, just need to know if I will be covered since he will be lending me the car. Only place I really drive it to is work, and I work overnight so there's no cars around! ..and weekends. Plus with gas prices this high I stay below the 1.5k rpm's.

 

 

How much is a moped? Test and insurance?

Struggling to afford a car, so looking at buying a mope until I have a decent wage to afford a car. How much would the test be and on average how much would insurance be?

 

 

Best health insurance for a young married couple?

My fiancee and I are doing some research on health insurance. What is the best kind to by? What should we be looking for? I take lexapro and birth control everyday. We are nonsmokers, full-time college students and fairly young. I'm about to turn 19 and he will be 20. How much should we expect to pay for health insurance? Can we still be on our parents health insurance after we get married? Anything would be great! We would love to have a plan that has good coverage. We aren't looking for the cheapest, just something to cover us. Thanks!

 

 

How many low information posters truly believe Obamacare's $5,0000 deductibles constitute affordable insurance?

How can you say you have insurance when you have to pay $5,000 before it kicks in every year? A study by HealthPocket Inc. in December found that the average individual deductible for Obamacares bronze plan was $5,081 a year42 percent higher than the average deductible of $3,589 for an individually purchased plan. The deductibles on the low-cost plans are the real scandal here. The administration will surely trot out a long line of cancer patients and people with other terrible medical problems who got treatment in 2014 with coverage they werent able to buy in 2013, but there are going to be far more working poor and middle class people who still have to scrape together a decent premium after the subsidies, pay it faithfully, then get sick and go to the doctor, only to find out their policy doesnt cover anything until theyve paid a $5,000 deductible. I predict a LOT of dissatisfied lower income premium payers.

 

 

Car Insurance For a 19 almost 20 year old?

Im gonna buy a used car, a 2003 sedan (not sure what car yet). This is going to be my first car and I need to know how much car insurance would cost. Thank you:)

 

 

Does anyone know where i can get cheap and affordable health insurance from in wisconsin?

Im looking for cheap or affordable health insurance ,, sure cant seem to find any .. does anyone have an answer

 

 

Approximate cost for teen motorcycle insurance?

hey, im 17 years old and live in Ontario, i recently got my G2 but cannot find a way to get car insurance cheap enough to actually warrant getting a car. I was wondering if anyone has any ballpark answer as to how much motorcycle insurance is at my age? every google search i do says you should ask your insurance broker , well i will, but i just want to see if its even worth looking at or if its going to be like $300 a month like car insurance. the bike would probably just be like a cheap used early 1990's bike, nothing special. thanks

 

 

What's the difference between secondary and primary insurance?

I am doing some research for credit cards that offer auto insurance; however; I am finding some details to rather confusing, specifically: What's the difference between primary insurance (Diner's Club) and secondary insurance (most free credit cards)?

 

 

Cost of motorcycle insurance?

Hi, I passed my CBT in february 2011, so i have been riding for under a year, on a honda cbr 125. It was around 250 for third party. I'm looking to buy a better quality 125cc motorcycle before doing my Standard Motorcycle Test some time in 2012. I'm looking to get my hands on a 2008 (or there abouts) yamaha yzf r125, as i believe this is a high performance 125 that will be able to indure the 100+ mile journies i will need to make every few months. I will need better insurance on a bike like this - Third Party Fire and Theft preferably. So my question is, can someone who has owned a yzf r125 tell me what they paid for insurance so i can get a general idea of what i'd expect to pay? Thank you for any contributions!

 

 

What is the cost of auto insurance in Florida?

I plan on buying a cheap beat up car in florida. It will be my first car and I was wondering what it would cost for auto insurance?

 

 

Question about different garaging address on insurance policy?

I had had my license for 6 years in October, and called my insurance company to make sure my rate would go down. While on the phone, the rep and I got to chatting and I mentioned to her that I have been staying most nights (6-7 nights per week) at a different address for over a year now, but my license and policy are still listed at my mother's address. The rep explained the garaging address can be changed without changing the billing address if the two are different. Today I received an email about being refunded the difference at the end of my policy term. I didn't realize the changes would generate such a huge difference in price (The zip code of the town I have been staying in has a low crime rate and my mother's address is in a city). I realize people change their address to commit fraud, and now seeing such a difference in rate, I want to sure there is no legal ambiguity- I want to be crystal clear on what garaging implies and what I need to be aware of. 1) Am I in a gray area...If I go home for a weekend? If I lend the car to my brother for a few days? Do I need to be at the garaged address 80% of the time? 100%? I almost want to call them and ask to change it back just so as not have to worry. 2) Also, what would generate the bigger rate difference- the garaging change or the fact that I have had my license for 6 years? (is there a way to tell? Can I request a revised policy? 3) I am planning to replace my car soon, possibly donating it by the end of the year (very old car with continuous engine problems), so I will need to cancel my policy before it is up in April. Will this complicate things further? Any advice or resources are greatly appreciated. Thanks in advance and thank you for reading!

 

 

Car Insurance - PLEASE READ!?

In 2004, I saw a car that I wanted to buy at a Nissan car dealership and I took out a loan. At the time I didn't know anything about insurance. It was all greek to me. I was very young and had no one to help me out. Anyway, I went to American Family Insurance and the agent seemed very nice. I told him that I wanted to buy this car and before I could finalize everything I had to show proof that I had full coverage on the vehicle. He told me that I most definitely had to get full coverage and I signed the paperwork, gave him a check and my insurance coverage started. I NEVER CHANGED MY COVERAGE!! (Let me make that clear). So 1.5 years later my car slid on the ice and another lady thought she could speed to get around me and she instead hit me. The officer stated that none of us were at fault because I was sliding when I should have been in control of my car and she should have never tried to pass me so we would each be responsible for our own damage. Right away I called my agent and he later called me back and stated I didn't have collision coverage and I would have to pay out of pocket for my damage. Again, I didn't know anything about insurance and I had totally forgotten that collision was required so I believed this guy. I left it at that but was very upset with him because he stated that I didn't have collision coverage and I told him that as a professional insurance agent, he should have told me that I needed full coverage on this practically new car!!! So, 6 months later, it was still bothering me and I left him. The car wasn't drive-able (I had to pay $600 just to fix something with the wheel mount) and then it was drive-able but there are dents in the car and damage that equals $2,000 to fix. That may sound cheap to some of you but it isn't to me. Just 3 days ago, I was telling this story to someone and they told me that I should have had full coverage on the vehicle and I should look into this. I called American Family and a lady is doing some investigating because she could see I had insurance on my car in 2004 but didn't know what kind. But, she confirmed that my car was under a lien and the insurance agent would be required to put me on a full coverage in the state of Wisconsin. So, this lady stated she would call me back on Saturday. In a perfect world, she could state either 1). You had collision coverage at that time and your car will be fixed at our expense or 2.) Your agent never put you on full coverage. Come Saturday, what if she says that it turns out my agent never put me on full coverage? Isnt he at fault? Everyone (including their own company) states he should have known to put me on full coverage! So, can I try suing the company? Im thinking even though the lady was really nice and told me that my insurance agent should have known better that Ill hear something from them stating that their computer system shows that I was a client in 2004, but they dont know what type of coverage I was on. In the end, they will probably want to cover their butts. Please offer any suggestions! THANKS! And yes, I have become more knowledgeable about insurance for my sake. :)

 

 

Do you have to have insurance for...?

I was wondering, when renting an apartment are you suppose to have insurance?

 

 

Car insurance for new drivers!?

Will car insurance for a 19 year old be allot cheaper than a 17 year old? Both being NEW drivers.

 

 

What is a good looking and cheap running car for a 17 year old british man hoping to pass soon?

i would prefer a hatchback but dont actually mind lol...need it too look good, be cheap to run and cheap on insurance

 

 

Insurance for a 16 year old. ?

I turn 16 on December 30th, and i can get my license on January 4th. I know insurance costs less if you have a 3.0 or something like that in California, thats the state i'm asking about. Our new semester starts when we go back to school on the 3rd or something like that and i will have all a's. I was wondering if anyone knew if they look at those grades, or the final grades from the semester before? this is for the deduction on the insurance, anyone know?

 

 

Does your insurance rates change when you switch it to a different car?

I drive a 2001 cavalier and I'm getting another used car in about a month (2004 pontiac grand prix) I'm under 25 so my insurance rates sky rocket. Will it be cheaper to transfer my current insurance over to the Grand Prix or to just get new insurance all together ?

 

 

Cheap car insurance in PA?

I'm 19 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be? Personal experience?

 

 

Cheap home owners insurance?

they keep raising rates with no justification. Which company do you use? Are they expensive? Are they cheaper? I Cr 13;8a

 

 

Can I have the insurance company replace my car?!!!?

Hello everyone. I just bought a new car five days ago. Two days ago another driver crashed into the back of my new car and sped off. The other driver was caught, but I am told that my new car is in pretty bad condition and it will probably be considered a total loss. The problem is my credit is pretty bad and I had a hard time getting such a nice car, which I traded my previous vehicle for. I'm afraid that even if the other insurance company pays off my new car, I won't be able to get another one. I have no money and nothing to trade. Even more, I really liked my new car and I want the same make and model, but I don't think I'll be able to find another one. What can I do? Would I be able to have the other company replace my car.

 

 

How is it my insurance coverage costs go down, but not my yearly fees?

I've only had my license a few years, so only had to pay this a few times, but the first time my car was insured for $15,500. The second time it dropped to $13,500. Yet both times I'm expected to pay $460 for the year. Cheap because I'm going through someone else's name 'cause it would cost me about $1,800. Why do the coverage costs go down but not the fees?

 

 

How much will it cost me to send an used laptop from US to India? including insurance. Is insuring a must?

How much will it cost me to send an used laptop from US to India? including insurance. Is insuring a must?

 

 

Insurance or not insurance?

hi i had 4 years insurance no claims bonus last april 2011 on my car , i changed it onto a van and drove ir for a year, ... in october i was in court for handling stolen goods ... which i did not disclose to the insurance company at the time because i thought the offence was dropped as it had happened in 2009, anyway in november i had to renew farm insurance with a different company in november and they declined the renewal because of the criminal conviction,.. so i asked the company that my van was insured with for a farm quote and again was declined, i asked about the van insurance being valid and was told to inform them at the renew in april,... in april they declined to renew the van insurance because of non disclosure of criminal conviction,... and told me last years insurance was void and i would be refunded premium and not be intilted to my 5 year no claims bonus,.. two days later they decided not to refund and have gave me my 5 years no claims bonus,.. ??? as the insurance was valid and that they covered me while they knew i had a conviction and non disclosure , do they have the right to refuse me renewal and , why can i not get a quote of them for renewal, the quote i got of some one else is 3 times last years price , need advice thanks

 

 

Insurance costs between 1.0 and 1.4?

i just got my driving licence and im trying to buy used car.. im looking at insurance prices and was wondering how much difference i would have between 1.4 engine and 1.0. im in my mid 20's and was wondering if u could get a car with bigger engine then 1.0 and still pay reasonable price im looking for only few years old small car.. nothing flashy.

 

bmw smart insurance

bmw smart insurance

 

In CANADA - Why is car insurance cheaper for women?

I understand that women are less liability statistically, but to base car insurance rates on gender is a violation of the Charter of rights and Freedom - despite the fact all regulations, policies and laws are suppose to be constituted by it ... One of two things can be the case, either: 1) The Charter is a piece of paper as important as the toilet paper which I use to clean myself after excrement. 2) There is something which I am not understanding. Someone please offer a good explain and ill give ten points.

 

 

Why do I have to be added on the car insurance?

Im 17 and I got my license yesterday. I do not own a car, but I will be using moms car occasionally. My question is if she has car insurance, why do we have to pay extra just for me to drive it? Wouldn't the insurance she already has cover me? Dose that mean that every car I drive (that I dont own) I will have to pay for extra insurance? I just dont under stand it. If any one could explain it to me I would be great-full. Thanks

 

 

Car insurance? cheaper to be on parents plan?

I am looking to make my auto insurance a little bit cheaper and save some money. could I had my mother put my car on her insurance and put me as a primanry driver if i dont live there?

 

 

What does insurance go by?

someone said insurance is determined by the weight of the vechicle. Can't it be by the age of the vechicle? Or the driver?

 

 

Car insurance question? Under parents name?

Hi all, I recently got my drivers license when I turned 17, and am now looking to buy a car. I'm looking at a Foxbody mustang 5.0. Before the omg 17 get a civic comments, I can drive, I seldom speed, and when I do, its on an empty road in the middle of the night. I have track experience and know how to control a car, don't try to convince me otherwise. Now, my problem. Obviously mustang insurance for a 17yr old will be nuts, but right now I'm on my parents insurance policy so I can drive their car(1 car family), and a friend of mine told me I could just insure my car under my dad's name and claim that I drive it occasionally. So I realize I could claim my father is the primary driver and I'm just an occasional driver, but if I am actually the only one who is driving it, and something does happen where I get into an accident or get a ticket, what could happen? Would I be covered in case of an accident? Can they say no and not cover me if they find out I'm the primary driver? I'd be the only person driving it whatsoever, my dad can't even drive a stick, so I'm wondering if this is even possible or not. Thanks.

 

 

Where can i get cheap car insurance?

The cheapest i have found to be is Nationwide

 

 

First car + First insurance policy tips?

Alright Y!A? :) Right, so I'm 17 and I'll probably be doing my driving test pretty soon because I'm far into lessons and I've passed my theory test already. (UK - Northern Ireland, Belfast) I'm just wondering what tips you guys out there have maybe from first hand experience or what your friends, siblings or general family have done etc. I'm getting around 3200 in the June when I turned 18 because of a car crash I was in when I was like 9 so I'm hoping to get a car + a year's insurance for around 2500 at the maximum. (Hopefully) I'll probably get a car of a maximum price of about 1000 because in reality I don't need anything fancier than that, the max engine size I'd consider would probably be 1.2 and I'd want my insurance to be such that I can use the car for work such as delivering pizzas or chineses etc. so I have more options trying to find a job atm. I'm just wondering what tips you people have? Could I realistically get insurance for 1500 (Max) or under on a 1000 (Max) car with a 1.2 (Max) Litre engine? I might have to borrow money off my parents and pay them back when I'm 18 if I pass a good few months before my birthday. I'm not coming here telling you to tell me where to get cheap car insurance, I hate questions like that lol cheap car insurance doesn't exist for 17 year olds because we're all boy racers Bla-bla-bla, it's head melting! I just want to use my car to drive to college (5 minute drive), possibly work in depending on if I get a job at this bar or not and drive to peoples' houses if I need to and other general driving. I'm not just going to drive it for the craic at 3am down the motorway doing 100mph, I couldn't be bothered with all that. All I want is tips to get it as cheap as humanly possible like what I should do about named drivers, voluntary excess and anything else that might drive down the price. When it comes to it I'll ring round every insurance company available to insure people in Northern Ireland and haggle them all quoting them against each other and hope for the best. Please don't tell me specific insurance companies to go for unless you know that they definitely include NI, a lot of them exclude us. P.S. I'm a sensible guy, I'm paying for it all by myself (as far as I'm aware) so spare me the irresponsible, kid, joy rider, inexperienced, spoilt comments that so often creep up in these areas. Thanks! :)

 

 

Health Insurance for a 63 year old man.?

My dad just turned 63 and I want to get him some health insurance but what are the options? I know he needs some but he cant afford it and I want to help him out I just know nothing about it.

 

 

If you are driving someone else's car while they are in it, does insurance cover an accident?

Hey, I have my full G license however I am not insured under any car because I do not own a car. However, my girlfriend does own a car and we're planning on going on a trip which requires 12 hours of driving. She wants me to drive but I am unsure that if we got into an accident we would be covered. So question: Are we covered by the insurance company in the event of an accident Note: I am driving, have no car or insurance in my name on any car She is in the passenger seat during the whole duration of the trip

 

 

What type of insurance is better: private healthcare insurance or union insurance?

I used to have Kaiser Permanente but now I'm on a union healthcare plan because my mom works at a grocery store. I used to always be able to see a therapist a few times a month no problem when I had Kaiser, but with the union insurance I tried to go and after a few months it sucked up all the money in our insurance and we couldn't go to see any more doctors until the next year. Should I switch back to Kaiser? I'm mostly concerned with being able to see a therapist a few times a month, maybe a dermatologist a few times a year(currently I'm being treated for my acne), and being able to get contacts and a yearly eye exam(which I can do with my current insurance) and also being able to see a good dentist biannually(I can also do this with my current insurance) So pretty much all I'm missing is the mental health care I want! Would Kaiser be able to provide me all of this? Thanks in advance for any helpful input

 

 

What is the best kind of life insurance?

should one buy to take care of their final expenses . What is term life ins? I am in my 60's and don;t want to burden my children to have to pay for my funeral someday.

 

 

Ca insurance rates question ?

My car insurance for me is almost $300 a month !! I have the chevy cruz ! Im 18 right now how long will it be till my rates go down a bit ??

 

 

In California, does my employer have to give health insurance if i am full time?

In California, does my employer have to give health insurance if i am full time?

 

 

Maternity Insurance...Anyone have it?

My husband and I are trying for another baby. And most insurance companies in TN say you have to wait 9 months for the insurance to take effect. So is there any insurance out there that will help without having a time limit and not Tenncare or WIC. We will not qualify for that due to our income.

 

 

Where can I get individual health insurance that will cover Pregnancy?

I live in a small town in Texas, I was recently married in June 2008, we got pregnant with twins but unfortunatly had a miscarriage...one of hardest things I have ever had to deal with...anyways...we want to try again but I really want to have health coverage and not have to pay out of pocket...does anyone know of any health insurance that covers pregnancy...from what everyone else is telling me no individual policy will cover me if i get pregnant...if anyone can help I would appreciate it...

 

 

Car insurance: how to save if i have 2 cars?

i am with AAA and been with them for 5 years, full coverage on my honda civic 2004. i bought a new miata 2011 convertible the other night. how do i save on my car insurance now that i have 2 cars? i am very happy with my new car and so with my old honda. just want to save on my insurance. thanks!

 

 

Is insurance needed in WA state?

im 16 and have a r1 and insurance would be hundreds. I never insured my 250 sportbike that i had but dont want insurance for my new one. Is it illigal to drive a motorcycle without insurance?

 

 

Should I get car insurance in my name or parents?

I'm 16. A lot of people are telling my parents to get my car insurance in their name and not tell them i'm the primary driver because it will be so much cheaper. Does that mean if I get in my first wreck they won't cover it or they'll just raise it after?

 

 

How much is a ticket for no license and no insurance?

the ticket cost in fort wayne or indiana.

 

 

Health Insurance Company?

What is the best health insurance company in United States?

 

 

Do you know of a good motor insurance company?

I have just bought a merc. Need a good and reliable insurance company. Please suggest one.

 

 

How much is your car insurance? Do u have full coverage? What company do u have?

What state u live in? Do u also have Roadside assistance?

 

 

Health insurance question?

i am going to see a doctor tomorrow for something that has been bothering me for 2 years but ive only had my insurance for 1 year but before i had my insurance i did not see a doctor for the problem i had.... so what im asking is if i tell her i have been having the problem for 2 years will my insurance not pay for it since they consider that preexisting even though i have never seen a doctor for it before my insurance i have bluecross blueshield ppo plan

 

 

What cars have the best insurance rates?

What cars have the best insurance rates?

 

 

Haven't been paying my car insurance, help?

PLEASE READ THE WHOLE THING Okay so long story short, my bank messed up and my car insurance didn't get paid for.. This was about 3 or 4 months ago. And then it just stopped withdrawing money from my account each month, and I figured I would just take my chances and go without insurance. I didn't cancel it or anything. I had State Farm, and I figured because I was getting a new car anyway I wouldn't bother, but getting a new car took a lot longer than than I thought and I just ended up getting one yesterday. So I got a 2000 Buick Park Avenue, it has airbags, all that. It should have a decently low insurance rate. I have gotten 1 speeding ticket, but no accidents. When I called for a quote though, through a different car insurance company, they told me it would be $230 a month. Why is it so high? Is it because I stopped paying for my State Farm Insurance?

 

bmw smart insurance

bmw smart insurance

https://www.linkedin.com/pulse/why-does-car-insurance-have-cost-so-much-roger-wade/